Commercial risk mapped the moment a contract lands in delivery.

3 critical issues identified in executed contract · Active mitigation required

Contract Risk Score

62

⚠ HIGH RISK

3 mandatory clauses absent from the executed contract — inflation indexation, manpower burden rate cap, and regulatory pass-through. Exposure is live and unhedged in delivery.

Analyse gaps →

Glidepath Risk Score

74

◈ ELEVATED RISK

Savings commitment is front-loaded. Year 1 baseline is undocumented and 100% classified as hard savings — a position unlikely to survive client scrutiny.

Review commitment →

Invoice Audit Score

58

⚠ HIGH RISK

SGD 94,600 across 3 invoices requires intervention: one duplicate line item, one category mismatch (soft services billed as capex), one missing receipt above threshold.

Audit invoices →

Overall commercial risk: HIGH

Last analysis: 29 May 2026 · 09:14 SGT

Contract Clause Analysis

APAC IFM — Meridian Financial · Executed Contract · FY2026

Risk Score

62

Clause	Category	Status	Exposure if absent
Inflation indexation (CPI-linked adjustment)	Cost protection	✗ MISSING	SGD 100–250K / yr unhedged
Manpower burden rate cap	Labour cost	✗ MISSING	CPF / SDL / FWL changes absorbed by JLL
Regulatory change pass-through	Statutory	✗ MISSING	Full regulatory uplifts fall to JLL
GMP overrun mitigation	Risk allocation	✓ PRESENT	—
Termination for convenience	Exit rights	✓ PRESENT	—
Savings measurement & sign-off	Reporting	✓ PRESENT	—
Gainshare split definition	Commercial model	✓ PRESENT	—

AI Commercial Analysis

Savings Glidepath Validator

Committed trajectory · 3-year IFM term

Risk Score

74

Year 1

5%

No documented baseline — savings baseline is disputed

100% classified as hard savings — implausible at contract start

Hard / Soft split

Year 2

5%

Baseline added late — agreed only in month 4

Hard / soft split more realistic at 60 / 40

Hard / Soft split

Year 3

1%

Cliff drop from 5% → 1% signals front-loading — client expectation gap

Baseline documented, split conservative

Hard / Soft split

AI Commercial Analysis

Invoice Audit

May 2026 billing cycle · 7 invoices reviewed

Risk Score

58

Invoice	Vendor	Service	Category	Amount (SGD)	Status	Finding
INV-041	CleanPro SG	Periodic deep clean	Soft services	18,400	⚠ HOLD	Duplicate line item — Level 12 charge appears twice
INV-047	AirTech HVAC	Filter replacement	Billed: Capex ⚠	62,000	◈ RECODE	Category mismatch — operational service billed as capital expenditure
INV-052	SecureGuard	Security manpower	Soft services	14,200	⚠ HOLD	No receipt submitted — exceeds SGD 10K receipt threshold
INV-055	Otis Lifts SG	Lift maintenance	Hard services	8,400	✓ Approved	—
INV-056	SG Power Sys	Electrical inspection	Hard services	12,600	✓ Approved	—
INV-057	Sodexo APAC	Catering Q1	Soft services	31,200	✓ Approved	—
INV-058	Rentokil SG	Pest control	Soft services	4,800	✓ Approved	—

Total reviewed: SGD 151,600 On hold / recode: SGD 94,600 Approved: SGD 57,000

AI Commercial Analysis